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Recent Articles

Nov
27
2024
FHFA loan limits rising to $1.2 million in LA and OC, top $806,000 in Inland Empire
Reverse mortgage ceiling rises to $1,209,750 nationwide By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | November 27, 2024 Article originally posted in Orange County Register on November 27, 2024 As home prices across California and the nation continue to...
Nov
27
2024
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
Thinking about buying a home this holiday season? While most people are focused on turkey dinners and gift shopping, savvy buyers know this time of year can be packed with perks. Here's why shopping for a home during the holidays could be your best move yet. Mortgage Rates Are Looking...
Nov
25
2024
Criminal charges and jail time now part of predatory mortgage lending law in California
Assembly Bill 3108 expands the definition of mortgage fraud to include a loan originator who knowingly causes a borrower to sign for a loan that is unsuitable for their needs By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | November 25, 2024 Article originally...
Nov
20
2024
Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And that’s okay—life is expensive...
Nov
13
2024
Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Recent economic shifts have left many homebuyers asking: Is this really the right time to buy a home? In light of new inflation data, the answer isn’t black and white. But there’s good news—an increase in housing inventory and slower home price growth are tipping the...
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Jeff Lazerson - Mortgage Columnist since 2011