Blog

Mar
05
2025

Why Now Is the Time to Apply for a Mortgage
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What does that mean for you? It means the...

Mar
04
2025

How Trump could lower certain mortgage rates
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 4, 2025 Article originally posted in Orange County Register on February 27, 2025 President Donald Trump wants to reduce short-term and long-term interest rates. You’re probably wondering how a...

Feb
26
2025

Mortgage Rates Hit 4-Month Lows: What This Means for You
Great news for homebuyers and homeowners—mortgage rates have dropped to their lowest levels in four months. As of February 25, 2025, the average 30-year fixed mortgage rate is now at 6.80%, down 0.22% over the past four business days. This presents an opportunity for both buyers and...

Feb
24
2025

Why adjustable-rate mortgages might be better bargain than fixed
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | February 24, 2025 Article originally posted in Orange County Register on February 20, 2025 Every dollar counts, especially during inflationary times. That’s why homebuyers or owners should consider...

Feb
19
2025

Buying vs. Renting in 2025: Why Homeownership Still Wins
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant portion of income, homeownership remains the...

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