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Recent Articles

Apr
09
2025
Southern Housing Markets Offer New Opportunities for Homebuyers
Recent trends in the southern U.S. housing market have created favorable conditions for prospective homebuyers. Cities such as Miami, Jacksonville, Tampa, New Orleans, and Memphis are experiencing increased housing inventories and extended listing periods, leading to more...
Apr
07
2025
How to finance blacklisted Fannie Mae condos
Outside-the-box mortgage programs widen buyer opportunities By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | April 7, 2025 Article originally posted in Orange County Register on April 3, 2025 Fannie Mae tightened the screws on every condo association in...
Apr
02
2025
Townhomes: A Smart Solution for Today's First-Time Homebuyers
As the housing market continues to evolve, first-time homebuyers are exploring various options to achieve homeownership. One option gaining popularity is purchasing a townhome, which offers a blend of affordability, convenience, and community living.? Why Consider a...
Mar
31
2025
Regulatory roadblocks keep lenders from charging primary residence prepayment penalties
Rental properties can be hit with expensive prepayment penalties if you don’t negotiate them away  By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 31, 2025 Let’s say you take out a mortgage and want to make extra principal payments to...
Mar
26
2025
Why Waiting to Buy a Home Could Cost You
In today's housing market, many potential buyers are hesitant due to rising mortgage rates and increasing home prices. However, industry experts suggest that delaying your home purchase might not be the best strategy. Barbara Corcoran, founder of The Corcoran Group and star of "Shark...
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Jeff Lazerson - Mortgage Columnist since 2011