Blog

Oct
30
2024

Debunking Scary Myths About Buying a Home
Thinking about buying a home but spooked by the “scary” stories out there? Let’s face it: the home-buying journey can seem like a haunted house of myths and misunderstandings. But don’t let these myths frighten you off! Here’s a look at the top spooky...

Oct
28
2024

56% of Prop. 19 property tax transfer applications approved statewide
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 28, 2024 Article originally posted in Orange County Register on October 25, 2024 Nearly four years into California’s new property tax transfer law, just over half of applicants are being...

Oct
23
2024

How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
If you're self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don't always align with how you earn your living. But don't worry—there's an option that could be just...

Oct
21
2024

Hot real estate topics: Rates, high payments, all-cash buyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 21, 2024 Article originally posted in Orange County Register on October 17, 2024 What is on the mind of real estate stakeholders? I checked in with consumers, mortgage loan originators and real estate...

Oct
16
2024

Is Now the Right Time to Refinance Your Mortgage?
Thinking about refinancing your mortgage? Many homeowners are weighing their options to lower their monthly payments, access cash from their home equity, or change their loan terms. But how do you know if refinancing makes sense for you right now? Here are some important factors to...

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