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Recent Articles

Jan
29
2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
On January 20, 2025, President Donald Trump signed an executive order aimed at tackling inflation, with a major focus on reducing housing costs and increasing affordable home availability. While these policy changes are designed to ease the burden of rising home prices, mortgage...
Jan
27
2025
How to find a down payment to buy a replacement home after LA County fires
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | January 27, 2025 Article originally posted in Orange County Register on January 23, 2025 This column goes out to anyone who has lost a home to a natural disaster. My heart goes out to the thousands of people in Los...
Jan
20
2025
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends As we embrace the spirit of unity and progress this Inauguration Day, it's an opportune moment to reflect on the resilience of the American housing market. Recent movements in mortgage rates highlight the dynamic...
Jan
20
2025
How Los Angeles wildfire victims can get mortgage payment relief
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | January 20, 2025  An abbreviated version of this article was originally posted in Orange County Register on January 16, 2025 If your home is damaged or destroyed by the Los Angeles wildfires, or from any...
Jan
14
2025
Do patrons have to report home purchase gift money to the IRS?
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | January 14, 2025 Article originally posted in Orange County Register on January 9, 2025 Just about every time a benefactor provides gift funds for a home purchase, two questions come up. Do I have to report the...
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Jeff Lazerson - Mortgage Columnist since 2011