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Sep
24
2024

Lazerson: Rate cut means home prices will moderate as inventory rises
Much of the Fed’s action was anticipated and already baked into 30-year mortgage rates By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 24, 2024 Article originally posted in Orange County Register on September 19, 2024 Sorry, house...

Sep
18
2024

Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
The Federal Reserve is expected to cut interest rates soon, and if you’ve been waiting to make a big financial move like buying a house, getting a new car, or paying off credit card debt, you’re probably wondering how these changes will affect you. While a Fed rate cut could...

Sep
16
2024

How homeowners can choose between a fixed-rate second or HELOC
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 16, 2024 Article originally posted in Orange County Register on September 12, 2024 Say you are a homeowner who’s not about to touch your 3% first mortgage rate, but you need money for X...

Sep
11
2024

How to Dodge the Top 3 Mortgage Blunders in Today’s Market
When buying a home, securing the best mortgage rate is key to saving money over the long haul. But in the rush to lock in a rate, many homebuyers make common mistakes that can cost them more than they expect. Avoiding these pitfalls can help ensure you get the best deal possible. Here are three...

Sep
09
2024

FHA has loan option for low-FICO homebuyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 9, 2024 Article originally posted in Orange County Register on September 6, 2024 How low can a FICO score go for a homebuyer to mortgage qualify? Federal Housing Administration mortgages, in some...

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