Blog

Oct
23
2024

How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
If you're self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don't always align with how you earn your living. But don't worry—there's an option that could be just...

Oct
21
2024

Hot real estate topics: Rates, high payments, all-cash buyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 21, 2024 Article originally posted in Orange County Register on October 17, 2024 What is on the mind of real estate stakeholders? I checked in with consumers, mortgage loan originators and real estate...

Oct
16
2024

Is Now the Right Time to Refinance Your Mortgage?
Thinking about refinancing your mortgage? Many homeowners are weighing their options to lower their monthly payments, access cash from their home equity, or change their loan terms. But how do you know if refinancing makes sense for you right now? Here are some important factors to...

Oct
15
2024

California offers 3.5% down payment program for first-time homebuyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 15, 2024 Article originally posted in Orange County Register on October 10, 2024 A down-payment program is offering a whopper of an opportunity for first-time homebuyers in California. My Home Down...

Oct
09
2024

The Surprising Factors That Could Make Your Home Worth More!
When you own a home, seeing its value increase over time is the ultimate goal. But what exactly drives property values up? Whether you’re a first-time homeowner or have been in the game for a while, understanding the factors that make your home gain value can help you make smart...

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