Blog

Nov
25
2024

Criminal charges and jail time now part of predatory mortgage lending law in California
Assembly Bill 3108 expands the definition of mortgage fraud to include a loan originator who knowingly causes a borrower to sign for a loan that is unsuitable for their needs By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | November 25, 2024 Article originally...

Nov
20
2024

Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And that’s okay—life is expensive...

Nov
13
2024

Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Recent economic shifts have left many homebuyers asking: Is this really the right time to buy a home? In light of new inflation data, the answer isn’t black and white. But there’s good news—an increase in housing inventory and slower home price growth are tipping the...

Nov
12
2024

How and how much homeowners can transfer tax base to their next home
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | November 12, 2024 Article originally posted in Orange County Register on November 7, 2024 Voters in 2020 approved Proposition 19, which allows property owners and those who inherit a primary residence to...

Nov
06
2024

What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
As the Federal Reserve prepares to potentially cut interest rates by a quarter of a percentage point this Thursday, it brings a ripple of opportunity—and questions. For many, a rate cut hints at more accessible borrowing costs, potentially sparking new momentum in homebuying,...

Recent Articles