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Recent Articles

Aug
19
2024
Refinance applications jump 35% as rate drop encourages homeowners
Overall applications are up almost 17% to the highest level since January 2023 By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | August 19, 2024 Article originally posted in Orange County Register on August 15, 2024 Mortgage rates dipped for the second week in...
Aug
14
2024
Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
Inflation. It’s a word that gets thrown around a lot, but what does it really mean for you, especially if you’re thinking about buying a home or refinancing your current mortgage? Let’s break it down in a way that’s easy to digest. What Is Inflation? At its core,...
Aug
12
2024
As mortgage rate tumbles, will buyers rush in? Not so fast, they say
Affordability remains at untenable highs for many wannabe homebuyers By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | August 12, 2024 Article originally posted in Orange County Register on August 8, 2024. The Freddie Mac 30-year fixed rate fell Aug. 7 to 6.47%,...
Aug
07
2024
Busting the Biggest Myths About Buying a Home in 2024
As your local mortgage professionals, we've seen many misconceptions floating around that can make the already complex process of buying a home even more daunting. Let's debunk four of the most common myths about the current housing market, and set the record straight. Myth 1: The...
Aug
05
2024
Are California homebuyers really going to pay Realtor commissions?
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | August 5, 2024 Article originally posted in Orange County Register on August 2, 2024. Come Aug. 17, California home shoppers will be asked to sign a five-page Buyer Representation and Broker Compensation...
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Jeff Lazerson - Mortgage Columnist since 2011