Mortgage Grader

Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges!

Week of 3/25/17:

A new nurse, one year out of nursing school, gets tons of overtime.

Wage earners require a two year history of OT for conventional financing.

Nurse finds the right condo. Offer is accepted.

After a pursuasive argument from the loan processor, lender agrees to accept just one year of OT in order for the income/debt ratios to be in line.

Loan funds! High fives all the way around!!

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Jeff Lazerson - Mortgage Columnist since 2011